Personal Finance · Markets · Economy · Investment Friday, 20 March 2026

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Why FDs Should Not Be Your Default Long-Term Investment

For two generations, the Fixed Deposit was India's answer to every financial question. It is safe, predictable, and respectable. But as a long-term wealth-building tool, it has a quiet limitation that rarely gets discussed plainly.

Personal Finance  ·  952 words  ·  ⊙ 4 min  ·  December 2025

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December 2025
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Startup Finance

ESOPs Explained for First-Time Employees: Vesting, Taxation, and What Your Offer Letter Doesn't Tell You

A practical guide to understanding employee stock options — the wealth-building tool that most startup employees misread.

Feb 2026 5 min 1,127 words
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About the Author Aman Verma

MSc Economics · Researcher · Finance Writer

I write about personal finance, markets, and economic policy with the same rigour I apply to academic research — grounded in data, free of jargon, and useful to the reader.

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